The New South Wales Government has launched the Home Energy Saver program. See if you're eligible and what you can apply for. Our team is here to help, if you need support choosing solar and battery talk to the experts on 1800 ZELORA.

What is the scheme?

The NSW Government has launched the Home Energy Saver program, offering zero-interest, no-fee loans of up to $15,000 for eligible NSW homeowners and landlords to fund approved energy upgrades, such as home solar and battery. The government has allocated $480 million for the loan scheme, enough for 32,000 households at the maximum amount. 

Loan applications are open now, with no current closing date.

The NSW Government also announced a discount of up to $4,000, this is currently not available and is expected to become available later in 2026 for lower-income households (total household taxable income up to $80,000).

Who is eligible?

NSW homeowners and landlords with combined household taxable income up to $210,000, subject to lender credit assessment and other criteria.

Renters are not eligible for loans.

• Your household's total income not exceeding $210,000 per year.

• The property is located in NSW
• You own the property (as an owner-occupier or landlord) - noting Zelora is currently only available for owner-occupier
• You meet the credit assessment requirements
• The loan is available across NSW and is subject to Brighte approval
• You are an Australian Citizen or Permanent resident
• The property is not social housing or used for short-stay
• Outright payment only. The loan is not available on the Zelora subscription option.
  

 Zelora is an approved seller of the Home Energy Saver program loan through Brighte and are in the process of applying for Plenti. Get your quote now to take advantage of the loan, remember to select Outright as your payment option and let the team know you want to use the NSW loan. 

What can I buy with the loan?

It’s not just solar and battery that you can spend this on; it’s other Home Energy upgrades too – we’re talking EV chargers, hot water heat pumps and reverse cycle air conditioning.  

Can I use the loan on a Zelora system?

If you wish to take advantage of the loan for solar and battery, or battery only, ensure you select to pay outright and let the team know. Zelora will apply for the loan on your behalf, this will be shown on your quote with the remaining total to pay – minus the deposit paid. The loan is only available as part of the outright payment option.

Buying outright with Zelora gives you the peace of mind in your decision – our team of experts have vetted the batteries and accredited installers to ensure we only offer the best solutions. Our customer service team are available if you have any questions after install to help make sure you are supported and get the most out of your system.

Looking for more after install support? Subscription customers get more benefits including active system monitoring to help diagnose and fix remotely, energy optimisation to maximise your electricity bill savings, and an app that helps you understand your electricity flow and estimated bill savings.

The process

1. Use Zelora's online tool to get an instant estimate, submit your details and our team will organise a site inspection to confirm your design and quote.
2. Once accepted and deposit paid, Zelora will apply for the loan on your behalf you’ll then be sent a form from the loan provider (Brighte) to complete.
3. Your eligibility and credit-check will be completed by Brighte
4. If successful you will enter a contract and sign up for monthly repayments for up to 10 years.
5. Zelora will be notified of your outcome (successful or unsuccessful) and your install will be booked in.
6. The remainder owing (your total amount less the deposit paid and loan amount) will be processed by Zelora and your loan repayments will begin with Brighte.

Can I use the loan to pay off the Zelora subscription?

No, the loan is only available as part of the outright payment option. The NSW loan cannot be retroactively added to a purchase or used to lower subscription fees.

What are the benefits of Zelora's subscription?

Subscription allows you to get a solar and battery, or battery only, with no big upfront cost. If upfront costs are what has stopped you from purchasing in the past this is a great way to purchase your system, the $15,000 loan can be used to upgrade other energy items like an EV charger, hot water heat pumps and reverse cycle air conditioning.

Solar & Battery or Battery only subscription plans include many other benefits such as:

• System monitoring: We'll proactively keep an eye on your system in real-time, to help it keep working at its best. If something isn’t quite right, our team can often diagnose and fix it remotely, before you even notice.
• Energy Optimisation: You'll get access to our smart-tech that auto-switches between solar, battery & the grid based on your usage patterns and the weather forecast. Helping you save on your electricity bills.
• The Zelora App: You get to see how your system's working for you. Track your estimated savings, energy output, battery charge level and grid usage, all in one place.
  

Looking to maximise your electrification journey on other products? The Zelora subscription payment option takes away the big upfront cost and means you have one monthly payment, get started and see how much you can save on your electricity bills. 

Read more about Zelora's additional benefits included in subscription plans.

If you're already on your journey with us

 If you are looking to access the loan and are already on your journey with us talk to your sales team member and they can pause your install and wait for the approval of your loan application. Your quote will be updated to reflect the loan. Your install will need to wait until the loan application process is completed.

Contact the team on 1800 ZELORA

If you're an existing customer

 Unfortunately the loan cannot be added to an already purchased and installed system. If you're looking to electrify your home we suggest looking into what else the NSW Home Energy Scheme offers, learn more.